Life Insurance Products

LIFE INSURANCE
PRODUCTS

Keep your coverage aligned with life changes

1. Traditional Term Life Insurance

A cost‑effective policy providing coverage for a fixed period (10–30 years) with level premiums and a guaranteed death benefit if you pass away during the term Corebridge Direct.
Ideal for income replacement, mortgage protection, or funding college expenses, term life lets you lock in affordable rates when you need coverage most

2. Quality of Life Insurance

An innovative term policy that includes Accelerated Benefit Riders—also known as living benefits—allowing access to part of your death benefit if diagnosed with chronic, critical, or terminal illness Corebridge Direct. Beyond protecting your loved ones, it provides financial relief for medical bills, home care, or daily expenses when health crises strike

3. Universal Life Insurance

A flexible permanent policy offering lifetime protection, adjustable death benefits, and the opportunity to build tax‑deferred cash value tied to interest rates set by the insurer Corebridge Direct. You can increase or decrease coverage as needs chang
subject to underwriting—and use cash value loans or withdrawals for any purpose

4. UnivWhole Life Insurance

A traditional permanent policy providing guaranteed level premiums, fixed death benefit, and cash value accumulation on a tax‑deferred basis Corebridge Direct. Premiums remain constant for life, and you can borrow against the cash value or surrender the policy if needs evolve—ideal for predictable long‑term planning

5. Guaranteed Issue Whole Life Insurance

No‑medical‑exam coverage for ages 50–80, offering small face amounts from $5,000 to $25,000 with guaranteed approval and fixed premiums Corebridge Direct. Perfect for final expense planning, these policies ensure affordable burial, medical, or other end‑of‑life costs without health questions

Ready to Protect Your Future?

Get your personalized quote in under five minutes and see how living benefits can work for you today.

Life Agent USA

Life Agent USA is an independent life insurance agency powered by Corebridge Direct, offering fast online quotes, built‑in living benefits, and personalized guidance from Nikki Somo to secure your family’s future.

Customer Support

Life Agent USA’s dedicated Client Care team is here for you Monday–Friday, 7 am–8 pm CT

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