Unlock the power of life insurance that supports you when you need it most—access funds for medical bills, daily expenses, and more. Prepare today, protect tomorrow, and live with confidence.
From term life to enduring indexed universal and compassionate final expense coverage, we tailor solutions that grow with you—protecting your family today, tomorrow, and beyond.
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Life insurance with Accelerated Benefit Riders gives you a financial safety net today:
Access funds if you can’t perform 2+ daily activities. Helps cover long‑term care costs, home modifications, therapy sessions, and support services during extended recovery.
Benefit upon diagnosis of conditions like heart attack, stroke, or cancer. Use funds for treatment costs, experimental therapies, prescription medications, and to replace lost income.
Receive up to 100% of your death benefit when life expectancy is 6–24 months. Provides financial freedom for hospice care, family travel, mortgage relief, or fulfilling personal legacy wishes.
At Life Agent USA, our expert team delivers tailored insurance solutions—from term and indexed universal life to final expense plans with built‑in living benefits—so you get the right protection, guidance, and peace of mind every step of the way.
Coverage for a set period (10–30 years), with level premiums and maximum flexibility.
A permanent policy that combines lifetime protection with tax‑deferred cash value growth tied to market indexes.
Simple whole‑life coverage with small death benefits—ideal for funeral costs and final bills.
Experience straightforward, personalized coverage in three simple steps—choose the plan that fits your life, submit your application effortlessly online, and enjoy immediate peace of mind with living benefits when you need them most.
Hear firsthand how Miss Nikki’s dedication, expertise, and living benefits have transformed clients’ experiences—offering seamless coverage and peace of mind during life’s most challenging moments.
Miss Nikki made the process so easy—my family can rest assured we’re covered no matter what.
I accessed my living benefits after my diagnosis and it was a lifesaver financially.
The process was smooth and stress-free—Miss Nikki made sure everything was handled perfectly for my family.
Get your personalized quote in under five minutes and see how living benefits can work for you today.
Life Agent USA is an independent life insurance agency powered by Corebridge Direct, offering fast online quotes, built‑in living benefits, and personalized guidance from Nikki Somo to secure your family’s future.
Life Agent USA’s dedicated Client Care team is here for you Monday–Friday, 7 am–8 pm CTÂ
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